Refinancing your mortgage

Refinance your mortgage to free up funds for other priorities

Your home is a valuable asset, and you’ve invested significantly to build up your equity. Sometimes your stage of life or other financial priorities require that you unlock that equity. You can do that through refinancing.

Mortgage Payment Calculator

Predict your monthly mortgage costs by entering how much you want to borrow, the interest rate and the amortization. Submit and get an instant estimate. CALCULATE YOUR PAYMENTS

Reasons to refinance

Refinancing is a great option for converting equity into much-needed funds. It is a secure loan with a lower interest rate compared to other personal loans. To explore your refinancing options, speak to your broker or a First National mortgage specialist at 1.888.670.2111 or send us a message through your My Mortgage account.

Consolidate debts

If you are currently managing multiple debts, you can simplify your monthly expenses by paying those off and focusing only on your mortgage payment.

Fund renovations

Dreaming of that new kitchen, backyard oasis or spa bathroom? You can increase the value of your home by accessing funds for renovations.

Support family

Your child may be heading off to university or your aging parent may require more sophisticated medical care. Refinancing affords you the freedom to take care of your family.

Bolster investments

Finance your future by redirecting your unlocked equity to investments for you or your family.

What our customers are saying

I have always felt like a person and not a number with First National. When I call for questions about my refinance, they make me feel like I am worth their time. They understand I work hard for my money and they respect the fact that I have a home and need answers in simple terms.

– Sharon L., Quebec
First National did their best for me to obtain my objectives. The mortgage stipulations from First National made me feel like they cared about my prosperity for the future. I really appreciated what transpired and how they helped me and my family during hard times. Thanks!

– Neil H., Alberta
It is super easy and convenient! I don’t feel the need to go drive and talk to someone in person. Especially with the convenience of DocuSign, everything is so easy and efficient. I’ve always recommended First National.

– Christine N., Alberta
I refinanced my property with First National. First of all, the rate I was given was so unbelievably great and I was so thrilled as that it meant more cash flow for me. Also, whenever I speak to a customer service rep, they serve me with integrity, honesty, radical transparency and professionalism. I am definitely bringing my business to you next time because of the exceptional experience I have received from First National.

– Iheanyi A., Manitoba

Easy, convenient mortgage management.

Track your mortgage details, review your mortgage account, manage your mortgage payments, update your mortgage account information and more – online, anywhere, at any time.

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