First National Financial LP

Mixed use property

A mixed-use asset segregates the property for multiple uses that can include residential, office, retail, industrial, storage and/or retirement. Examples include a retail strip plaza with second floor offices, a retail storefront with apartments above and an industrial warehouse with office space rented separately.

Standard Financing

Standard financing offers a term of five years or more, a fixed interest rate and is typically closed to prepayment for the term’s duration.

Learn More

Short-term (bridge) financing

Bridge financing addresses a borrower’s short-term needs, usually three months to three years.

Learn More

Repositioning / Renovating

This short-term financing option enables access to a property’s equity for improvements, renovations or repairs, eliminating the need to raise funds from personal sources.

Learn More

Secondary financing

Second mortgages are often used to access equity in a property when a borrower wants to purchase another asset or renovate/repair a property.

Learn More

Development / Construction

Construction financing is available for condominiums, retail, office, industrial, retirement and purpose-built apartments. 

Learn More

Smart risk solutions in action for mixed-use

See how we’ve applied our financing products innovatively to help mixed-use borrowers achieve their goals with performance and value.

Provide financing for property for CMHC insured first mortgage

  • $6.8 Million
  • 25 units
  • Montreal, Quebec
  • CMHC insured construction loan
  • 5/10 years term, 40 years amortization
  • LTV: 91.8%

Loan to redevelop the site with two mixed used buildings

  • $18.4 Million
  • 98,010 sq. ft.
  • Mississauga, Ontario
  • Loan financing
  • 3 years term, interest only amortization

Refinancing existing construction loan

  • $13 Million
  • 68 units
  • Bedford, Nova Scotia
  • CMHC insured first mortgage loan
  • 5 years term, 25 years amortization
  • LTV: 75%

Pari Passu first mortgage loan

  • $16.2 Million
  • 25 units
  • New Westminster, British Columbia
  • CMHC financing first mortgage loan (top-up)
  • 5 years term, 36 years and 7 months amortization
  • LTV: 65%

Funds to pay off the existing debt and acquisition of future properties

  • $3.8 Million
  • 31 units
  • Saint John, New Brunswick
  • CMHC insured first mortgage loan
  • 5 years term, 40 years amortization
  • LTV: 65%

Funds used for capital repairs on the subject property

  • $24.3 Million
  • 163 units
  • Georgetown, Ontario
  • CMHC insured first mortgage loan
  • 5 years term, 25 years amortization
  • LTV: 85%

Loan to retire the existing loan to go towards of addition properties

  • $2.1 Million
  • 16 units
  • Beauharnois, Quebec
  • CMHC insured first mortgage loan
  • 5 years term, 35 years amortization
  • LTV: 67.99%

Construction and term financing for a multi-residential four storey building

  • $15.9 Million
  • 75 units
  • Winnipeg, Manitoba
  • CMHC insured construction to term financing
  • 10 years term, 30 years amortization
  • LTV: 84.8%

Latest resources and insights

Original perspectives and personal viewpoints on developments and industry trends in commercial real estate.

Growth, Value and Risk

At 10 am eastern, the Bank of Canada ushered in the highest single day interest rate hike since May 2000.

View all

Expert insights

How does First National’s commercial team celebrate reaching $40 billion in mortgage assets? With a special tribute video featuring our co-founder Moray Tawse highlighting our origin story and making an important pledge for the future. Watch it here.

View all

Borrower perspectives

We spoke to Joe about how he continues to adapt in year two of the pandemic, his vision and key priorities for growth, and how First National supports his ambition and continued growth.

View all

Capital Markets update

Neil Silverberg, Senior Analyst with our Capital Markets teams provides an overview of what’s been happening in the markets. Read it here.

View all


Sign up for Market updates

Economic and political developments – both in Canada and globally – can impact the commercial real estate market. First National experts follow these trends closely and provide honest, real and professional perspectives into what they could mean for your portfolio.